![]() ![]() The Neptune Flood Insurance program is not affiliated with Travelers or InsuraMatch. Neptune Flood dba Neptune Flood Insurance Services in California is a managing general agency. Travelers utilizes its affiliate, InsuraMatch, LLC, an independent insurance agency, to refer consumers interested in flood coverage to the Neptune Flood Insurance program or to another flood insurance carrier. **Flood Insurance is not underwritten by Travelers or its Affiliates (“Travelers”). In CA, quotes for all products must be obtained through a local independent agent. *Quotes may not be available in all states or for all products. Unattached Structures on Property (up to $50,000): Neptune Flood will pay for covered damage to unattached structures up to the total limit purchased.***.With this endorsement, Neptune Flood offers coverage for swimming pool repair and refill costs. Pool Repair and Refill (up to $10,000): The NFIP specifically excludes coverage for swimming pools.If you have personal property in a basement, you will want to consider adding this coverage with Neptune Flood.** If you have furniture or other personal property in a basement, it would not be covered under the NFIP in the event of a flood loss. Basement Contents (up to $10,000): The NFIP provides very limited coverage for contents located in a basement including air conditioners, washer/dryer and freezers.Temporary Living Expenses (up to $10,000): If you are unable to live in your home as a result of a covered loss, Neptune Flood will reimburse up to $100 per day for temporary housing and up to $35 per day for food for each family member residing in the home during this time, for up to three months.Additional coverages are available by endorsement and include: ![]() Neptune Flood offers an option to add coverages to help protect your assets that are not covered in the National Flood Insurance Program. A flood insurance policy can provide the specialized coverage you need to help protect your home, apartment or condo from rising waters. Many people find out too late that they are at risk for flooding, and even worse, that their property insurance policy does not cover damage caused by flood. On top of offering higher limits on dwelling and contents coverage, Neptune Flood provides additional coverage options that are not available through the NFIP to help protect more of your home and keep your life moving forward in the aftermath of a flood.Īdditional Coverage to Help Protect Your Home from Flooding In fact, 25% of flood claims happen outside what the federal government labels as “high risk” zones. Rivers, dams, heavy snowmelt and pouring rain can all lead to unexpected and sudden flooding of your home. You don’t need to live on the coast to be at risk for flooding. But many people do not realize that most homeowners policies do not cover damage caused by flood. Best of all, Neptune Flood makes it easy to determine your cost of flood insurance.Īs a homeowner, protecting your property from Mother Nature is always a key concern. Neptune Flood offers up to $4 million of building coverage and $500,000 for your contents. Neptune Flood offers a private alternative to the National Flood Insurance Program (NFIP). Navigating Your Business Through COVID-19įlood insurance policies are offered by our trusted partner Neptune Flood – a leading flood insurance provider. ![]()
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